FY 2022 Investor Presentation slide image

FY 2022 Investor Presentation

FY 2022 Investor Presentation Group Overview | Operating Environment | Financial Performance | Appendices KCB regional footprint and key macros as at 31 December 2022 Kenya¹ Tanzania South Sudan Rwanda² Uganda Burundi DR Congo KCB Footprint Branches ATMs 297 15 14 152 14 6 105 522 17 14 77 14 8 Agency outlets 16,874 373 48 711 366 170 85 2,938 POS/Merchant outlets Total number of employees 5,791 570 21 103 281 56 532 7,313 301 156 1,159 274 142 1,752 Operating environment GDP growth 2021 7.5% 4.9% 5.3% 10.9% 6.7% 3.1% 6.2% 2022 estimated 5.5% 4.5% 6.5% 6.0% 4.4% 3.3% 6.1% 2023 projection 5.1% 5.2% 5.6% 6.7% 5.9% 4.1% 8.0% Inflation rates Dec-21 5.7% 4.2% (8.5%) (2.0%) 2.9% 10.0% 4.2% Dec-22 9.1% 4.8% (11.6%) 31.7% 10.2% 26.6% 14.1% Movement in currency/USD in 2022 (9.1%) (0.5%) (54.7%) (6.0%) (4.8%) (2.9%) (1.1%) Central Bank rates Dec-21 7.0% 5.0% 12.0% 4.5% 6.5% 6.0% 8.5% Dec-22 8.75% 5.0% 20.0% 6.5% 10.0% 7.0% 7.5% Current account balance/GDP 2021 (5.4%) (3.3%) (2.7%) (10.9%) (8.3%) (13.4%) (0.9%) 2022 estimated (4.9%) (4.4%) 8.6% (12.6%) (8.0%) (14.9%) 0% 2023 projection (5.4%) (3.9%) 2.1% (11.7%) (10.2%) (14.1%) 0% Notes 1 Kenya footprint are consolidated data for KCB Bank Kenya and NBK. 2 Rwanda footprint post amalgamation of KCB Bank Rwanda and BPR to form BPR Bank Rwanda Plc with effect from 1 April 2022. 34 For People. For Better. Closer. Connected. Courageous. KCB
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