Digital Progress: Canada

TABLE OF CONTENTS Scotiabank Overview Business Line Overview: Canadian Banking Business Line Overview: International Banking Business Line Overview: Global Wealth Management Business Line Overview: Global Banking and Markets Risk Overview Treasury and Funding Appendix 1: Core Markets: Economic Profiles Appendix 2: Canadian Economic Fundamentals Appendix 3: Bail-in and TLAC Appendix 4: Covered Bonds Appendix 5: Reconciliation for non-GAAP Financial Measures Appendix 6: Additional Information Contact Information 4 21 27 36 41 F 44 51 58 69 75 79 2 mm 5 83 93 95 3

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