Investor Presentaiton

96% term deposit book is > 3 months tenor and 58% < 2 crs 4% 8% 21% 2% 65% Based on tenor 2% 27% Based on ticket size 18% 9% 59% 15% 5% 41% 6% 10% 53% - 18% 7% 8% 18% 4% Jun-18 Mar-20 < 90 days 91 - 180 days 181 days to 1 years 1-2 Years 2-3 Years > 3 years Jun-18 Mar-20 < 1 cr 1-2cr 2-5cr 5-10cr > 10cr * Term deposits - Rs. 8,938 crs | CASA - Rs. 714 crs | Total deposits - Rs. 9,652 crs Data based on Balance per account Jana Small Finance Bank 12 22

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