Investor Presentaiton
Q3 2023 Investor Presentation
KCB
Operating context characterized by currency depreciation and a high-interest rate environment. We
are committed to support our customers through these challenges.
ĉ
Tailwinds
Strong projected GDP growth rates
across the region in the medium term
despite the slowing growth globally.
Headwinds
Depreciation of local currencies exacerbating
inflationary pressure, eroding purchasing
power and negatively impacting trade.
Rollout of risk-based pricing to drive
inclusion of previously priced-out
customers.
Fiscal pressures across the region portend
increased costs due to rise in taxes while
constrained liquidity in the markets impacts
cost of funds.
Anticipated decline of interest rates in
the medium term as inflation continues
to decline. (starting H2 2024)
Continued disruptions occasioned
by global geopolitical risks.
7
For People. For Better.
Kil AppendicesView entire presentation