Investor Presentaiton

Illustrations on some of our ESG focus areas Governance •Board approved 'Responsible & sustainable business conduct policy (including material subsidiaries) Liquidity solvency continues to be higher than the statutory. requirement •Continuous improvement in gender diversity mix at BFS Group level Reaching Financial Services to Million of Indians •Crop insurance to 6.6+ million farmers in last 4 years Higher contribution of rural / social sector business compared to IRDAI norms Continued participation in Government backed financial inclusion program mes such PMAY, PM JJBY, Ayushman Bharat PM JAY, etc. B BAJAJ FINSERV Preserving and Protecting Environment •Renewable power generated is more than the electricity consumed •Reduced paper consumption through digital initiatives. •Exclusion list of activities and/or end use, for which BFL shall not lend, as detailed in its Environmental Policy • Empowering Society 20,000+ students (~70% women) enrolled for CPBFI, since inception (10,000+ during FY22) • Cleft Reconstructive Surgeries for more than 62,000 children, since 2014 In last 2 years, more than 25,000 households benefitted from livelihood projects involving trainings, skill building, etc.. Customer Centricity • Charters and policies to protect interest of customers • Use of technology to enhance customer experience • Conducted customer trainings and awareness campaigns - Fraud prevention 'Savdhaan Rahein, Safe Rahein', 'Be Cyber safe', etc. Human Capital • Adopted 'Covid Impacted Family Assistance Policy' for providing assistance to families in the unfortunate & extreme event of an employee passing away due to Covid❜19 • . 50,000+ employees upskilled / multi-skilled through trainings Awareness programmes on ESG for employees *CPBFI Certification Program in Banking, Finance and Insurance 11

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