Investor Relations 2023

stc Group - Net Profit 5.49% -22.14% 7.60% Investor Relations 2023 | stc group 4.00 25.00% 12.50 12.17 19.00% 3.54 3.50 12.00 18.80% 3.04 20.00% 3.00 2.84 21.49% 11.50 11.31 2.76 18.60% 2.61 11.00 2.50 17.86% 18.40% 16.25% 16.75% 15.00% 16.19% 10.50 2.00 18.20% 10.00 10.00% 1.50 18.00% 9.50 18.05% 1.00 17.95% 17.80% 9.00 5.00% 0.50 8.50 17.60% 0.00 0.00% 8.00 17.40% Q4-21 Q1-22 Q2-22 Q3-22 Q4-22 2021 2022 Continuous improvement in annual net profit, margins remain healthy Net profit was affected by 1.259 bn (0.177 bn in 2021) which is a provision taken against BGSM and a reversal of contingent liability provision in an amount of SAR 1.079 bn. All figures are in SAR Billions 12

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