Investor Presentaiton

CORPORATE GOVERNANCE STRUCTURE SHAREHOLDERS MEETING BOARD OF DIRECTORS (BOD) FISCAL COMMITTEE ABOUT THE BOARD OF DIRECTORS ("BOD") FIVE OF THE NINE MEMBERS OF THE BOARD OF DIRECTORS ARE INDEPENDENT, INCLUDING THE CHAIRMAN THE POSITIONS OF CHAIRMAN OF THE BOARD OF DIRECTORS AND CHIEF EXECUTIVE OFFICER MAY NOT BE HELD BY THE SAME PERSON BALANCE OF KNOWLEDGE AND RELEVANT EXPERIENCE 33% WOMEN ON THE BOARD OF DIRECTORS BOD ADVISORY COMMITTEES TO Audit THE BOARD BOD ADVISORY COMMITTEES Nomination and Governance Compensation Risks and Compliance Sustainability # Members 9 4 3 3 4 6 EXECUTIVE BOARD (C-Level) Independent Directors 5 2 2 2 • EXECUTIVE COMMITTEE: Non-independent 4 1 COMPOSED OF CEO AND EXECUTIVE VICE-PRESIDENTS • EXECUTIVE OFFICERS Directors Independent Members Non-independent Members Santander 3 1 1 1 2 3 11

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