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Investor Presentaiton

Back to Table of Contents SEC2: Securitization exposures in the trading book (in $ millions) a (1) a(2) b C e f g i k Bank acts as Originator Bank acts as Sponsor (3) Traditional Traditional Synthetic Sub-total Traditional Synthetic Sub-total Traditional Bank acts as Investor(4) Synthetic Sub-total Q4 2022 Basel III Retail (total) (5) 65 1 - of which 2 Residential Mortgage (6) 3 Credit Card 4 Consumer Receivables 39 2 5 Auto Loans/Leases Wholesale (total) (5) 24 37 6 7 8 - of which Trade Receivables Diversified Asset-Backed Securities 9 Auto Wholesale/Rentals 10 Other Wholesale 11 Re-Securitization Q3 2022 Basel III Retail (total) (5) 1 - of which 2 Residential Mortgage (6) 3 Credit Card 4 Consumer Receivables 5 Auto Loans/Leases Wholesale (total) (5) 6 7 8 - of which Trade Receivables Diversified Asset-Backed Securities 9 Auto Wholesale/Rentals 10 Other Wholesale 11 65 24 37 2 2 2 3 39 37 37 153 153 80 80 47 47 2 2 24 24 46 46 46 164 Re-Securitization (1) Retained positions where the Bank acts as an originator and has achieved significant and effective risk transfer. (2) Retained positions where the Bank acts as an originator and has not achieved significant and effective risk transfer. (3) Retained positions where the Bank acts as sponsor include exposures to commercial paper conduits to which the bank provides liquidity facilities. (4) Retained positions where the Bank acts as an investor are the investment positions purchased in third-party deals. (5) Capital charges related to trading book securitization exposures are based upon the Bank's internal market risk models including its comprehensive risk measure. (6) Excludes mortgage-backed securities that do not involve the tranching of credit risk (e.g. NHA MBS) which are not considered securitizations as per OSFI Capital Adequacy Requirements Guideline, Chapter 6, paragraph 3. Scotiabank Supplementary Regulatory Capital Disclosure 46 Page 73 of 88
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