Investor Presentation February 2024

Consistently recognized for our industry leadership 19 YEARS DOW JONES SUSTAINABILITY INDEX 7 YEARS ETHISPHERE'S WORLD'S MOST ETHICAL COMPANIES 22 YEARS CORPORATE KNIGHTS' RANKING OF CANADA'S BEST 50 CORPORATE CITIZENS Recognized for 19 years, in 2023 BMO ranked in the 93rd percentile among banks globally Recognized six years in a row, and one of just four banks worldwide on the 2024 list Ranked among the top corporate citizens in Canada every year since the inception of the award in 2002. WORLD BENCHMARKING ALLIANCE'S 2022 FINANCIAL SYSTEM BENCHMARK 8 YEARS BLOOMBERG GENDER-EQUALITY INDEX FORBES CANADA'S BEST EMPLOYERS FOR DIVERSITY Recognized as the world's top ranked financial institution for helping make progress in support of a just and sustainable economy Eight consecutive years on this prestigious list recognizing our commitment to gender equality BMO's commitment to diversity and inclusion in the workplace was recognized by Forbes, who named BMO among Canada's Best Employers for Diversity BMOM Investor Presentation ⚫ February 2024 47

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