Financial Performance Overview

Improving Profitability QoQ Q3 Q3 Q2 9M 9M Parameter YOY QoQ FY23 FY22 FY23 FY23 FY22 Net Interest Income 1,148 1,010 14% 1,064 8% 3,240 2,895 Other Income 618 583 6% 583 6% 1,815 1,829 Net Total Income 1,767 1,593 11% 1,648 7% 5,056 4,725 Operating Profit 567 631 (10%) 512 11% 1,609 2,088 Provisions (Other than Tax) 293 424 (31%) 241 21% 787 2,460 Net Profit/ (Loss) 209 156 34% 202 4% 612 (273) Parameter Q3 FY23 Q3 FY22 Q2 FY23 9M FY23 9M FY22 Other Income/Total 35.0% 36.6% 35.4% 35.9% 38.7% Income Cost/Income 67.9% 60.4% 68.9% 68.2% 55.8% Net Interest Margin 4.7% 4.3% 4.5% 4.5% 4.3% Credit Cost/Advances 39 73 39 121 444 (bps)* RoA 0.78% 0.61% 0.77% 0.77% (0.36%) RoE 6.25% 4.97% 6.12% 6.21% (2.89%) apno ka bank | RBL Bank • Not Annualized 16

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