Financial Review Q3 2020
The Bancorp
LOANS & LEASES: INSTITUTIONAL BANKING LOAN PORTFOLIO
INSTITUTIONAL BANKING PRIMARILY
COMPRISED OF SECURITIES & CASH VALUE
LIFE INSURANCE LENDING
INSTITUTIONAL BANKING LOANS ($MILLIONS)
TOP 10 SBLOC LOANS ($MILLIONS)
LOAN TYPE
Securities backed lines of credit (SBLOC)
Insurance backed lines of credit (IBLOC)
Advisor Financing
Total
9/30/2020
PRINCIPAL BALANCE
% OF PORTFOLIO
$
1,069
359
27
1,455
PORTFOLIO
ATTRIBUTES
SECURITIES BACKED LINES OF
CREDIT
•
•
No historical credit losses
Underwriting standards of
generally 50% to equities and
80% or more to fixed income
securities
INSURANCE BACKED LINES OF
CREDIT
No historical credit losses
Loans backed by the cash value
of whole life insurance policies
PRINCIPAL
BALANCE
$
73%
37
33
25%
2%
9/30/2020
% PRINCIPAL
ΤΟ
COLLATERAL
30%
•
17
39%
·
14
22%
12
33%
100%
10
47%
10
31%
06
9
23%
9
75%
9
49%
8
22%
Total
$
131
35%
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