Investor Presentaiton

'3-in-1' digital platform - Phase 1 enablers Stimulation Notification Engine Core Components (20) • Nudges Personalization Web Data Mobile IVR Dialler APIS Em ail Channels Data BAJAJ B FINSERV Utilities Locate Us- Maps Offers and Promotions Search Service Sales Engagement • Dynamic Banners • Search • • Offers • Content Streams . Raise a Request FAQ • Wishlist . Document Centre 5 Mins Call Back Track and Resume Application • Social Share • • NPS/Feedback • QR In-App Programs • • • • Structured Customer Demographics Loan & Other Information Banking & Collections Transactions Cookies Unstructured • Consent based SMS data Click Streams Calculators Expense Manager Consent based App Data Device Info Appography Contacts Info Network Info Core Platform Core Infrastructure Digital & Data Infrastructure Loan/Deposit Origination Platform Loan/Deposit Sourcing APIs Journey Workflows Journey Business Rules Decision Engine High Availability (HA) Infrastructure Data Lake 400+ Digital APIs Loan/ Deposit Booking Platform Debt Management Platform • Loan Booking APIs • Loan Disbursement APIs • Deposit Booking APIs Overdue Payment APIs Advance Payment APIs Loan Settlement APIs Disaster Recovery (DR) Infrastructure Near DR Infrastructure Enterprise Datawarehouse Change Data Mgmt APIs Micro Services Cyber Security Kubernetes Loan/Deposit Service Management Platform • Service APIs for Loans Repayment APIs Service APIs for Deposits Data Security Tech Ops New Talent Onboarded 120+ UI/UX, Content Management, & Digital Domain specialist There are 15 stacks and 55 features and components. Onboarded 580+ Laterals and Fresh hires in last 18 Months in multiple domains 120+ Payment Domain Resources 240+ Engineering Resources 60+ Data Resources 40+ Core Platform & Infra Resources

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