H1 2022 Financial Performance Overview

Strong and resilient capital base, further strengthened by AT1 issuance Overview / Capital base remains strong, stable and significantly above regulatory minimum levels CET 1 Ratio (14.7%) comprises the majority of Tier 1 Ratio / Total CAR of 17.7% as at end of June 2022 RWA stood at US$26bn as of June 2022, compared to US$25.6bn as of Dec-2021 (+2%) RWA by Type of Risk, US$bn 26.0 25.6 1.7 1.6. 0.9 Operational 1.5 Market 23.4 Credit 21.4 Dec 21 June 21 CET1 and Tier 1 Ratios, % 15.9% 16.6% Dec '21 June' 22 CET1 Ratio 15.5% 14.7% Capital Adequacy Ratio, % 16.9% Bank ABC Reg. level 10.5% 17.7% Reg. level 12.5% Dec '21 June' 22 8

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