Investor Presentaiton

Managing expense trade-offs to constrain operating cost growth 13 $2,503m Gross operating costs $1,303m -5.8% $1,228m Costs to transform $315m $239m +31.8% $2,531m FY21 FY21 1H22 2H22 FY22 FY22 Results 12 August 2022 FY22 Costs to maintain $2,264m $2,216m -2.1% FY22 FY21 iag

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