Q4 2023 Financial Update
Strategy and sustainability
Investing to future-proof our business, in line with SEB's 2030 Strategy
Future-proofing customer relationships and profit generation
Future-proofing our platform
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Acceleration
1
Change
2
Partnerships
Efficiency
Expand Corporate and
Investment Banking
Leverage markets and
securities platforms
Grow savings and
investments in the Nordics
and the Baltics
Capture the sustainability
supercycle
Transform Retail Banking to
go more digital, with a mobile
first approach, in Sweden and
the Baltics
Establish Private Wealth
Management & Family Office
division in all home markets
• Scale and implement SEBX
capabilities
Rethink ways of producing
and distributing products and
services
Strengthen innovation and
business momentum through
external partnerships
Change approach from
automation to end-to-end
processes
Develop into a fully
data-driven organisation
Accelerate technology
development
• Enhance regulatory
efficiency
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