Investor Presentaiton
Asset Quality Trends
Strengthened Provision
Coverage ratio to 77.10%,
an increase of 1245 bps
QoQ
Provision Coverage Ratio
including the proforma
slippages would have been
66.12%
Maintaining specific
standard asset provision of
537 Cr
Covid related restructuring
at 0.54% of total advance
4.30 4.29 4.37
3.40 3.33
3.44
3.01
2.74
2.92 2.86 2.84
FEDERAL BANK
YOUR PERFECT BANKING PARTNER
Amt in Rs.Cr.
2.28
3498 3537 3662
2.01 2.01 1.96
1.71 1.67 1.73
3357
1.59
532
431 417
3139 3139
2955 2958
484
675
606 584
876
623
615
1040 1102
950
995
☐
3191 3197
1.28
1.14
2970
2890
775
804 788
2680 27842855
1.08
1.00
747
545
411
394
479
2581 2624
351 332
2771 2690
315 286
2242
238
1157
2091
208 1870
2076
190
1061 1066
941
211
1552
1796 1817
1620
1626 1673 1844
757
1941
2583 2445
2254
1607 1477
1218
1382 1348 1493 1453 1282 1326 1343 1425
1129
793
581 577 644
604 619 612 463 397 406 441
Q116 Q216 Q316 Q416 Q117 Q217 Q317 Q417 Q118 Q218 Q318 Q418 Q119 Q219 Q319 Q419 Q120 Q220 Q320 Q420 Q121 Q221 Q321
■Std Restructured Ac Net NPA
Net SR
Stressed Book to Tot Avg. Assets
Movement of NPA
Provisions in Q3
Gross NPA as on 30.09.2020
3552
Loan Loss
389
Add Fresh Slippage
22
Investment Loss
7
Add Increase in Balances in Existing NPAs
12
Restructured Accounts
0
Deduct Recoveries/Upgrades
-108
Standard Accounts
25
Deduct Written Off
-8
Other Purposes
0
Gross NPA as on 31.12.2020
3470
Total Provisions
421
9View entire presentation