Investor Presentaiton

Bancassurance France Financial results (in € millions) H1 2022 restated H1 2023 Change vs. H1 2022 restated Change vs. H1 2022 (like-for-like) 25.5% Business performances Home loan originations Life insurance new money² +14.5% -24.7% 6.6 9.0 7.9 Net banking income 2,354 2,955 25.5% 5.0 Operating expenses (2,162) (2,195) 1.5% 1.4% Gross operating profit 192 760 x 4.0 n.a. Cost-income ratio 92.3% 74.6% -17,7 Pt -17,8 Pts 30/06/2022 30/06/2023 30/06/2022 30/06/2023 Cost of risk (88) (43) -51.1% -51.1% Operating profit 104 717 x 6.9 n.a. Outstanding loans: €70.3bn (+6.9%) Profit before tax 106 681 x 6.4 n.a. Attributable net profit 157 353 x 2.3 72.2% Consumer finance loans originations Unit-linked contribution² +3.1 pts +3.0% 35.3% 1.3 32.2% - - Higher results thanks to improved financial markets and a base effect in 2022 Sound gross inflows in life insurance (+14.5%) Decrease in home loan originations (-24.7%) due to a contraction in the real estate market and rising interest rates; stable market share at 5.5% (as a proportion of retail home loan outstandings) NIM impacted by the rise in regulated savings interest rate and the pressure on credit margin linked to the application of the usury rate Positive jaw effect H1 2022 figures restated following the application of IFRS 17 (see methodology in the Appendices section) 1. Source: Banque de France 2. CNP Assurances (partnership with La Banque Postale) INVESTOR PRESENTATION - SEPTEMBER 2023 1.3 30/06/2022 30/06/2023 Outstanding loans: €5.9bn (+8.2%) 30/06/2022 30/06/2023 28 LA BANQUE POSTALE

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