AUL FY2023 Investor Presentation

Community & social value by platform ($m) 800 700 600 500 400 300 200 100 Notes: • • Decrease in Home Health driven by revision of methodology and financial proxies (~$114m decrease) Retail uplift driven by PHI deep dive (~$200m) • WCM uplift driven by increased investment into social infrastructure across Property HPT and SDA Australian Unity Real Wellbeing 0 Home Health Retail Specialist Care Wealth & Capital Markets FY21 ■FY22 FY23 AUL FY2023 Investor presentation 14

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