Scotiabank Performance Review

寫 Scotiabank 9 Scotiabank Outlook Rick Waugh President & Chief Executive Officer 35 Outlook ☐ Positive outlook on global economy Solid contribution from all business lines - some challenges remain Strong capital and reserves provides flexibility ■ Confident in achieving 2004 performance targets - EPS: 10-15% - ROE: 16-19% 36

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