1Q20 Results Discussion slide image

1Q20 Results Discussion

Private late stage portfolio Housing development business overview (cont'd) Valuation highlights | 31 March 2020 m უძრაჰი ქონება REAL ESTATE GEORGIA CAPITAL Financial metrics (GEL millions)¹ 2015 2016 2017 2018 2019 1Q19 1Q20 GEL millions, unless otherwise noted 31-Mar-20 31-Dec-19 Change Apartments sales revenue Construction revenue EBITDA 45 96 92 95 55 6.3 14.5 Change NMF 36 60 9.8 14.1 44.9% 18 11 28 16 (3) (1.6) 2.4 NMF Enterprise value 221 205 8.2% Cash flow from operations (10) (16) 19 (10) (9) (14.8) 10.7 NMF Net debt (181) (161) 12.8% Digomi residential project update QTD | 31 March 2020 Project to date | 31 March 2020 Equity fair value 40 44 -9.0% Stage I Stage II Total Stage I Stage II Total Sq.m. of apartments sold 2,194 3,546 5,741 19,174 6,940 26,114 Dividends (lifetime) 152 152 NMF Sq.m. sold as % of total available 87% 19% 45% 87% 19% 45% space (apartments) IFRS revenue recognition 38% 21% 34% 38% 21% 34% Total sales value (US$ m) 1.9 3.2 5.2 19.8 6.6 26.5 Cash received (US$ m)² 2.7 3.9 6.6 10.2 4.0 14.2 886 909 900 1,034 957 1,014 ➤ Following COVID-19 outbreak, the business introduced one-off 20%-25% discounts for all-cash sales and during March sold 54 apartments with US$ 2.5 million sales value, of which, 77% was collected in cash. 10 completed projects (2,856 apartments developed with 100% sales progress and US$ 251m sales value) Price per square meter US$ Performance track record 358k sq.m Gross Buildable Area on completed projects 3,319 apartments sold (86.8% as a % of total with sales value of US$ 282m) 2 on-going projects US$ 40.8m land value unlocked (with 969 apartments under development) US$ 55.1m dividends distributed over 7 years (1) Housing development business' functional currency is US dollars. (2) Includes cash inflow from sales during prior periods. Page 44
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