Q3 FY22 Financial Highlights

Corporate Portfolio - Focus on Granular, Higher Rated Customers Corporate Loan Book (Crore) 99,079 88,482 91,018 92,407 1,05,481 Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Sector-wise Loan Mix (% of Total Loans) Improving Risk Profile * BB+ & Below BBB-, BBB, BBB+ A-, A, A+ AA-, AA, AA+ AAA 19% 25% 28% 26% 15% 15% 19% 19% 29% 27% 25% 27% 31% 26% 23% 23% 6% 6% 5% 5% Stressed telco at 2% Mar-20 Mar-21 Sep-21 Dec-21 Sector Q3 FY22 NBFCs (other than HFCs) 4.80% Gems and Jewellery 3.80% Real Estate Commercial & 3.50% Residential Lease Rental 2.59% Loan Roads/Other Infra Projects 2.13% Processing Steel 2.11% 28% Power Generation - Renewable 1.46% Food Beverages and Food 1.36% processing Educational Institution 1.32% Services 1.16% Housing Finance Companies 1.15% Power Generation - Non Renewable 1.06% Textiles 0.89% Others 18.77% Corporate Banking 46.10% Consumer Banking 53.90% Total 100.00% 11 * Includes fund and non-fund based exposure to corporate clients Diversified Fee Mix Q3FY22 Investment Banking 7% Foreign Exchange 28% Trade & Remittances 37% IndusInd Bank

View entire presentation