Q4 2023 Financial Update

Q4 2023 financial update Net financial income development Net financial income (SEK bn) Jan-Dec 2023 vs. Jan-Dec 2022 Net financial income development (SEK bn) Q4 2021-Q4 2023. Mean and standard deviation (SD) based on Q1 2020-Q4 2023 quarterly data 21 +8% +1 SD Mean ========== 1.5 -1 SD 10.0 1.8 9.2 NFI Divisions INFI Other 3.5 1.0 2.4 2.4 3.1 0.5 2.2 1.2 1.9 Q4-21 Q4-22 Q4-23 whereof CVA/DVA 0.3 0.0 -0.3 Jan-Dec 2022 Jan-Dec 2023 Q4-21 Q4-22 Q4-23 SEB

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