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Investor Presentaiton

Capital Position CET1 Level (in bn) CET1 Ratio 14B +4.9% vs. Last Quarter #300B 268 252 300 31B +11.7% vs. Last Year JUN JUL AUG SEP OCT NOV DEC 54bps vs. Last Quarter 15.66% -60bps vs. Last Year 16.7% 286 16.3% 15.8% 15.7% 263 15.1% JUL AUG SEP OCT NOV DEC 15 ā€¢ YOY, CET1 increased on higher net income, OCI gains, partially offset by cash dividend distribution YoY capital burn of 60 bps from faster RWA accumulation Ratios comfortably above internal and regulatory thresholds; sufficient to support continued loan expansion 2023 Property Dividend Number of Shares: 406,179,276 Rights Entitlement Ratio: 1:0.0896395563 Record date: March 29, 2023 Ex-Date: March 24, 2023 Distribution Date: TBA, pending regulatory approval JAN BPI 2021 2022 2023 CAR Ratio 16.54% 53bps vs. Last Quarter -60bps vs. Last Year 17.6% 17.1% 16.7% 16.5% 16.0% FEB MAR APR MAY MAY NOC NET Dividend Per Share Snv SEP OCT NOV DEC YoY +17.8% ā†’ 2.12 1.80 1.80 1.63 2018 2019 2020 2021 2022 1st sem 2023 THIS DOCUMENT IS THE PROPERTY OF BANK OF THE PHILIPPINE ISLANDS.
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