Investor Presentaiton
AI-based automated underwriting engine
Proposal
Submission
Empowering a seamless customer onboarding journey
Claim Prediction
Model
Reinsurer Rule
Engine
AI Based AUW1
Engine
Enhanced risk assessment
72%
Final UW²
Decision
Applications
Auto Underwritten
Improvement in
6%
STP³ Rate
Proposal Form
Process Initiation
Short & Long Term
Claim prediction
Red-Amber-Green
segmentation
Questionnaires
Reinsurer Rules
Standard Process
Industry 1st Deep
Learning solution
Enable Real Time
decision making
2%
Additional Risk
Identification
AUW engine implemented for savings applications
21
21
1. AUW: Automated Underwriting
1 2 3
2.
UW: Underwriting
3. STP: Straight Through Processing
Reduction in
12%
Manual UW2 cases
Profitable
distribution
Diversified
growth
leading
Market-
mix
innovation
insurance
Reimagining
management
Board and
Quality of
HDFC
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