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Investor Presentaiton

Λ LEGAL DEFINITION OVERVIEW OF SME SECTOR IN ARMENIA THIS DEFINITION IS NOT SO POPULAR Medium among various authorities, Small INCLUDING STATE Micro Up to 10 employees $ Up to 50 employees Up to 100 M revenue and assets Up to 500 M revenue and assets $ Up to 250 employees M Up to 1500 revenue and 1000 M assets AUTHORITIES instance, SRC, Armstat). (for MOST BANKS DO NOT USE THIS DEFINITION and give preference to their own classification which is based on of broader definition according to IFRS. SME 5

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