Investor Presentaiton
Reserving Triangle Disclosure - IMTPIP
Incurred Losses and Allocated Expenses (Ultimate Movement)
As at March 31, 2022
AY08
AY 09
AY 10
AY 11
AY 12
AY 13
End of First Year
One year later
Two years later
Three years later
Four years later
2.71
3.85
2.72
4.49
3.85
3.54
5.81
4.49
5.52
3.61
6.16
5.81
5.79
5.72
3.68
Five years later
2.61
6.16
6.16
5.88
6.17
4.13
Six years later
2.61
6.46
6.28
6.29
6.86
4.16
Seven Years later
2.86
6.55
6.39
6.74
6.85
4.15
Eight Years later
2.95
6.69
6.89
6.73
6.85
4.21
Nine Years later
3.00
6.98
6.89
6.74
6.86
4.33
Ten Years later
Eleven Years later
3.09
6.98
6.89
6.93
6.99
3.09
6.98
6.97
7.10
Twelve Years later
Thirteen Years later
Fourteenth Years later
Deficiency/ (Redundancy) (%)
3.09
7.19
7.16
3.09
7.40
3.16
10.3%
14.5%
16.2%
22.7%
26.5%
22.4%
Unpaid losses and Loss Adjustment Expenses
As at March 31, 2022
End of First Year
AY08
AY 09
AY 10
AY 11
AY 12
AY 13
2.67
One year later
Two years later
Three years later
Four years later
3.41
2.30
3.14
2.57
2.47
3.17
2.38
2.89
1.92
2.67
2.51
2.41
2.28
1.50
Five years later
0.86
2.05
2.17
1.83
2.04
1.57
Six years later
0.63
1.89
1.70
1.70
2.29
1.29
Seven Years later
0.72
1.50
1.41
1.74
1.83
1.01
Eight Years later
0.65
1.23
1.52
1.40
1.43
0.94
Nine Years later
0.55
1.19
1.18
1.10
1.29
0.91
Ten Years later
Eleven Years later
0.52
0.89
0.89
1.11
1.21
0.43
0.63
0.85
1.05
Twelve Years later
Thirteen Years later
Fourteen Years later
0.32
0.69
0.91
0.28
0.75
0.27
ICICI Lombard Merged Entity numbers are presented from March 31, 2015.
Nibhaye Vaade
For consistent representation, Deficiency/(Redundancy) (%) is calculated by comparing numbers as on March 31, 2022 with March 31, 2015
AY: Accident Year
billion
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