Investor Presentaiton
12
Investor Presentation | First Quarter 2023
Interest-bearing
Demand &
Savings
Deposits, 50.8%
Other
liabilities,
2.2%
Liability Mix: Strength in Funding
Time
Deposits,
3.9%
Liability Mix 03/31/2023
Borrowings &
Subordinated
Debt, 6.1%
Loans to Core Deposits (%)
TCBK Peers
120
100
80
60
81.6
76.9
40
20
Non Interest-
bearing Demand
0
Deposits, 37.0%
2020 2020 2020 2020 2021 2021 2021 2021 2022 2022 2022 2022 2023
Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1
10
IN
20
30
34.9
39.8
Total Deposits = $8.03 billion
93.7% of Funding Liabilities
0
2020 2020 2020 2020 2021 2021 2021 2021 2022 2022 2022 2022 2023
Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1
Peer group consists of 99 closest peers in terms of asset size, range $4.7-11.5 Billion; source: BankRegData.com
Net Loans includes LHFS and Allowance for Credit Loss; Core Deposits = Total Deposits less CDs > 250k and Brokered Deposits
trico bancshares
39.7
39.7
40.3
40
Non Interest-bearing Deposits as % of Total Deposits
TCBK
Peers
40.7
40.7
40.4
41.1
41.2
42.5
42.0
40.3View entire presentation