Investor Presentaiton
Disciplined Credit Culture
Nonperforming Loans¹ / Total Loans
Nonperforming Assets² / Total Assets
2.56%
0.91%
2.00%
1.80%
1.70%
1.60%
1.40%
1.20%
0.93%
1.00%
0.80%
0.55%
0.60%
0.33%
0.40%
0.20%
2016
2017Q3
2012
h……….. …...
2012
2013
2.18%
0.58%
0.77%
2014
2015
Allowance for Loan Losses / Total Loans
1.31%
1.26%
1.26%
1.28%
1.00%
2013
0.56%
2014
0.63%
0.50%
0.26%
2015
2016
2017Q3
Net Charge-Offs / Average Loans
0.25%
0.08%
lu L....
2012
2013
2014
2015
2016
2017Q3
0.02%
0.00%
0.03%
2012
2013
2014
2015
2016
(0.07%)
2017Q3
(1) Nonperforming loans include nonaccrual loans, loans past due 90 days or more and still accruing interest and loans modified under troubled debt restructurings;
nonperforming loans exclude PCI loans acquired in prior acquisitions
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(2) Nonperforming assets include nonperforming loans (as defined in footnote 1 above) and other repossessed assets
RBB BANCORP
皇佳商業金控 16View entire presentation