HDFC Life Corporate Presentation
Journey Simplification
Credit Bureau, ITR & EPFO Integration aiding better throughput
Empowering a seamless customer onboarding journey
Benefits
Hassle free customer
onboarding experience
Proposal
Submission
ā
Bureau is triggered for
ā
the estimated income
Option for digital
authentication
available for ITR ping.
Option for EPFO trigger
available for the
customer
L
Bureau/ITR/EPFO
output fetched
through API
Value received is passed
to UW rule engine
ITR documents for latest"
3 financial years fetched
PF passbook fetch
through EPFO
I.
Financial UW by
Rule Engine
Enhanced risk assessment
for underwriting
Financial viability is
verified and for eligible
case no additional
requirement is raisied
Aversion of risk related
to fraudulent
documents
Reduced cancellation due
to unavailability of
financials with customer
Improvement in overall
issuance TAT
20
20
Continued improvement in throughput and issuance TATS
Profitable
growth
mix
distribution
Diversified
innovation
leading
Market-
insurance
Reimagining
Quality of
management
Board and
HDFC
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