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Asset Overview Bandhan Bank Advances Growth (in Billion) Composition of Advances (in %) 447.76 61.61 60.5% 14.0% 718.46 25.2% 10.5% 181.24 75.33 86.0% 64.3% 461.89 386.15 March'19 March'20 Micro Non Micro ■Gruh * March-20 merged Advances including GRUH; March '19 March'20 ■Micro ■Non-Micro ■Gruh * Portfolio diversifying with micro finance share in total advance reduced to 64% 17

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