3Q 2021 Financial Overview slide image

3Q 2021 Financial Overview

Bond market - why we are strong believers Growth of outstanding local bonds RUB trn Regional Government Share of GDP Corporate Local bonds vs Eurobonds of Russian corporates¹ RUB trn 29% RUB bonds Eurobonds 22% 22% 20% 17% 18% 31.2 13% 13% 12% 12% 14% 15% 0.9 23.7 23.8 18.2 19.1 19.5 20.0 17.7 16.0 20.5 0.7 14.1 68% 19.4 0.7 56% 60% 61% 68% 0.7 11.1 55% 17.7 9.3 58% 13.6 0.6 7.9 8.1 9.7 11.8 0.6 7.2 8.7 6.2 7.0 0.5 0.5 5.5 7.1 53% 0.4 5.0 6.2 5.4 5.0 0.4 0.3 4.7 52% 3.9 16.3 51% 2.2.4 2.9 3.5 3.1 11.4 11.9 13.6 52% 53% 2.5 3.0 3.6 4.3 5.3 6.6 8.1 9.2 42% 44% 45% 40% 39% 32% 47% 48% 49% 48% 47% 32% 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Corporate loans vs corporate bonds in Russia Bond primary market trading volume RUB trn 78.0 RUB trn CBR bonds 9.6 Loans (incl. foreign debt) 67.6 68.0 Overnight bonds 8.6 67.5 Corporate bonds (incl. eurobonds) 7.0 6.1 5.9 70% 5.4 5.2 41.3 73% 71% 70% 4.5 29.2 3.5 2.6 79% 2.1 81% 1.6 27% 29% 30% 30% 19% 21% 2009 2012 2015 2018 2019 2020 2009 2012 2015 2018 2019 2020 ☑ MOSCOW EXCHANGE Sources: Bank of Russia, Cbonds, Rosstat, Moscow Exchange 1 Including banks and financial institutions 31
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