Macro Outlook and Financial Performance

14 Corporate and Investment Banking Performance Drivers Loans & Advances to Customers FY22: N$5.3bn FY21: N$3.9bn 135.5% Profit After Tax FY22: N$380m FY21: N$211m ↑ 80% Net interest revenue FY22: N$407mn FY21: N$262mn ↑55.4% Non-interest revenue FY22: N$397m FY21: N$349m ↑13.8% KEY TAKEOUTS CIB's profit for the year increased significantly by 80% year on year due to strong growth of Loans and Advances to customers by 35.5%, which contributed significantly towards the 55.4% growth of NII. Both revenue trading (increased by 31.8%) and electronic banking transaction fees (increased by 46%) were the drivers for the 13.8% growth in NIR year on year • Refer to note 37 Standard Bank

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