SINGER Key Growth Drivers and Financials
Thousands
160
140
120
100
80
60
40
20
Dec-14
BDT N
Millions
3,000
Appendix 4 - Low credit default rates
Significant improvements in arrears % and gross receivables materially increased¹
3,500
2,500
2,000
1,500
1,000
500
Dec-14
Feb-15
Apr-15
Feb-15
Apr-15
Jun-15
Aug-15
Oct-15
Dec-15
Feb-16
Net Receivable
Apr-16
Gross Receivable
-Arrears as a % of gross receivables
Increasing number of accounts and paying percentage1
Jun-16
Aug-16
Oct-16
Dec-16
Feb-17
Apr-17
Jun-17
Aug-17
Oct-17
Dec-17
Jun-15
Aug-15
Note:
1. As at 31 December 2017
Oct-15
Dec-15
Feb-16
Number of Accounts
Apr-16
Jun-16
Aug-16
Oct-16
Dec-16
-Paying %
Feb-17
Apr-17
Jun-17
Aug-17
Oct-17
Dec-17
7.0%
6.0%
5.0%
4.0%
3.0%
2.0%
1.0%
0.0%
Installment payments in advance¹
5.9%
94.1%
% of customers who have made
installment payments in advance
Amounts in advance exceed arrears¹
100.0%
98.0%
BDT Millions
96.0%
94.0%
92.0%
90.0%
88.0%
86.0%
84.0%
44
682
Net
advances
= BDT 638M
Amounts in advance
23
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