Investor Presentaiton

Provider Overview: Concentration in top 5 Banks, returns constrained Share of Total Assets (%) Share of Savings (%) Share of Credit (%) ROE (2014) 50% 40% 30% 20% 10% 0% Rawbank BCDC -10% -20% Concentrated: 60% of total assets TMB Limited returns: <20% BIAC FBN Bank All other banks Source: Banque Centrale du Congo

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