Investor Presentaiton
% of total
19%
Gross loans by business line (€ bn)
■30.09.14
■31.12.14
31.03.15
■30.06.15 30.09.15
4,87
4,34
4,53
Analysis of Loans and 90+ DPD ratios by Business Line*
Corporate
SMES
8%
4,59
4,38
2,63
2,30
2,20
2,14
1,83
3,90
3,85
3,85
3,80
3,75
90+ DPD ratios by business line
33%
32%
29%
27%
22%
Corporate
30.09.14
■31.12.14 ■31.03.15
30.06.15 30.09.15
28%
24%
27%
SMES
26%
22%
17%
16%
16%
15%
14%
16%
Housing
Consumer Credit
32%
31%
31%
30%
25%
7%
21%
1,90
1,75
1,83
1,80
1,48
5,55
5,33
5,37
5,20
4,87
68%
69%
68%
70%
71%
*As part of the restructuring of the Group, management is currently monitoring the loan portfolio of the Group using new business line
definitions. An important component of the Group's new operational structure is the establishment of the RRD for the purposes of
centralising and streamlining the management of its delinquent loans.
Housing
Consumer Credit
RRD-Mid and
Large Corporates
RRD-SMEs
RRD-Mid and
Large Corporates
82%
81%
81%
80%
79%
RRD-Recoveries
6%
1,48
1,40
1,39
1,38
1,41
23%
4,41
4,78
4,91
5,02
5,13
RRD-SMES
RRD Recoveries
100%
100%
Bank of Cyprus
50
KOINO
ΚΥΠΡΙ
100%
100%
100%View entire presentation