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Investor Presentaiton

Additional Asset Quality Disclosures Investment /CDS Income and Impairments AED million Q1 08 Q2 08 Q3 08 Q4 08 2008 Q1 09 Q2 09 Q3 09 Q4 09 2009 Q1 10 Q2 10 Q3 10 Q4 10 2010 Q1 11 Q2 11 Q3 11 Q4 11 2011 Q1 12 Income: Investment Securities 31 49 (265) (504) (689) 6 241 120 54 421 172 (7) 143 48 356 (12) 72 64 2 126 177 CDS (111) 21 (107) (258) (455) (70) 248 157 (105) 230 71 1 42 61 175 24 29 (10) 36 79 17 Total Income Impact (80) 70 (372) (762) (1,144) (64) 489 277 (51) 651 243 (6) 185 109 531 12 101 54 38 205 194 Impairments: Investment (193) (140) (207) (471) (1,011) (144) (58) (64) (82) (348) (35) (44) (76) (105) (260) (35) (57) (27) (102) (221) (22) Securities Total P&L impact (273) (70) (579) (1,233) (2,155) (208) 431 213 (133) 303 208 (50) 109 4 271 (23) 44 27 (64) (16) 172 Balance Sheet: Fair Value (225) 359 (465) (1,479) (1,810) (128) 523 197 324 916 307 35 Reserves 55 (329) 751 764 39 113 (16) (11) 125 176 Total Balance Sheet (225) 359 (465) (1,479) (1,810) (128) 523 197 324 916 307 35 (329) 751 764 39 113 (16) (11) 125 176 Impact Overall Impact: Total Investment (387) 268 (937) (2,454) (3,510) (266) 706 253 296 989 444 (16) (262) 694 860 (8) 128 Securities 21 21 (111) 30 331 CDS (111) 24 21 (107) (258) (455) (70) 248 157 (105) 230 71 1 42 61 175 24 29 (10) 36 79 17 Total Impact (498) 289 (1,044) (2,712) (3,965) (336) 954 410 191 1,219 515 (15) (220) 755 1,035 16 157 11 (75) 109 348 Note: Investments/CDS income includes dividend income and realised /unrealised gains/(losses) on investment, trading and CDS securities Emirates NBD 47
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