Operating Performance Q3 FY23

ESG Initiatives.....1/2 Environment -170- branches in rural/semi urban areas are being run on Solar Energy, thereby reducing the consumption of power and carbon dioxide emissions. Approx.1400 Tons of Carbon Dioxide Emission reduced as a result of using Green/renewable/solar Energy. All boundary lights in the Corporate Office Building, Mumbai are powered through Solar Energy, with the help of a Solar Tree, thereby adopting renewable energy sources All domestic branches have LED lights installed in the premises for energy conservation. Bank has Green Building Certificate GOLD rating for Baroda Corporate Centre and SILVER rating for Baroda Sun Tower Building through IGBC (Indian Green Building Council). -4- of Bank's other buildings in India have green building rating. Sustainable finance for promoting Renewable energy, Electric vehicles and Water desalination sectors. ➤ Water & Waste Management: . Bank has initiated rain water harvesting and reuse of treated water for flushing and gardening in select offices. Bio-Gas plant (capacity of 500Kg wet waste) is installed at Bank's building at BKC, Mumbai which produces cooking gas that is used in Bank's canteen and organic manure is used in garden/lawns. Waterless Urinal Installed in Corporate Office Building saving approx. 58,500 Liters of water a month. Recycled water is being used in washrooms of Corporate Office Building © 2023 Bank of Baroda. All Rights Reserved Social B बैंक ऑफ़ बड़ौदा Bank of Baroda विजया VIJAYA मेना DENA SEWA Solar Pumps: Bank finances Solar powered pump sets to individual salt farmers in area of Little Rann of Kutch. To create awareness & improve the quality of life in Rural & Semi-urban areas, Bank also has a scheme for financing Sanitation and Drinking water requirements. Micro Poly House: Bank finances marginal landholders to grow crops under protected environment to ensure better returns. ➤ Promoting inclusive growth and equitable development: Enhancement of collateral free loans to Self Help Groups (SHGs) under DAY-NRLM from Rs 10 Lakh to Rs 20 Lakh and coverage of SHG loans under Credit Guarantee Fund for Micro Units (CGFMU). Introduction of payment of Incentives to Bank Sakhi/Animators for the purpose of credit linking SHGS Bank's RSETIS have been graded as "AA" (outstanding) by MORD, GOI based on the overall performance of the RSETIs. Bank's 64 RSETIs have trained 4,989 youth through 177 training programs in Q3FY23. The Bank has signed MoU with RBIH (RBI Innovation Hub) as a scale-up partner for 'Project Swanari' which aims to support women's financial inclusion. Page | 32

View entire presentation