RBL Bank Financial Performance Update

Prudential Measures to Strengthen Balance Sheet Balancing Growth to Improve CD Ratios 100% 80% 76% Improving Provision Coverage 70.4% 68.1% 52.3% 83% 43.3% 4.3% 4.4% 3.6% 3.4% 26% 17% 2.1% 2.1% 1.3% 1.1% 7% 8% 7% -1% 1% 2% March 31, 2020 March 31, 2021 March 31, 2022 March 31, 2023 March 31, 2020 March 31, 2021 March 31, 2022 March 31, 2023 Advances growth Deposit Growth CD Ratio Maintaining Capital Buffers Through Tough Times 16.6% 15.3% 16.2% Rs. 1,566 crore equity raise in November 2020 15.3% 1.1% 0.9% 0.6% US$100mn Tier II raised in May 2022 1.7% March 31, 2020 March 31, 2021 March 31, 2022 March 31, 2023 ■CET1 Tier II apno ka bank | RBL Bank CRAR PCR ■GNPA NNPA Building New Business Verticals (% of advances) 0.1% FY21 0.5% 4.1% FY22 Tractor Housing 1.5% 6.5% FY23 31

View entire presentation