Third Quarter 2022 Results

Solid 3Q22 results driven by the strength of BNP Paribas' model Strong growth in results Balanced and diversified performance € €bn CAGR: +4.1% +8.0% 12.3 11.4 10.9 10.9 3Q19 3Q20 3Q21 3Q22 3Q22 pre-tax income of divisions¹ CIB Commercial & 33% 30% Personal Banking cpbs 15% 21% iPS Specialised Businesses Strong operational performance Operating expenses Forex +2.7% Scope +0.6% Inflation Organic growth +2.7% +2.1% -2.1% Other (o/w recurring savings) Jaws effect (3Q22): +2.0 pts • CIB: +1.4 pts CPBS2: +2.6 pts • IPS: +4.2 pts 3Q21 3Q22 1. As a % of pre-tax income of operating divisions, including 2/3 of Private Banking in Commercial & Personal Banking; 2. Including 100% of Private Banking (including PEL/CEL effects in France) BNP PARIBAS The bank for a changing world Third quarter 2022 results | 4

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