Investor Presentaiton

fogether TAN we e can |აის Parameters Guidance for FY'24 Credit Growth % (YoY) 12% -13% Guidance vs Actuals for September'23 G20 2023 INDIA Actuals - Sept'23 (HY) 13.4% Actuals - June'23 14.6% Deposit Growth % (YoY) 10% - 11% 14.2% 9.7% CASA Share % 43% -44% 41.9% 42.2% Operating Profit (YOY) 10% -12% 10.9% 11.3% Net Interest Income (YOY) Around 10% 26.0% 22.8% NIM % Around 2.9% - 3.0% 3.08% 3.09% Gross NPA % Below 6% 7.73% 6.96% Net NPA % PCR % (incl TWO) Credit Cost Total Recovery Below 1% 1.98% 1.47% Around 90% 89.83% 91.91% 1.50% 1.75% 1.99% 1.67% Rs. 22,000 Crores Rs.5416 Crores Rs.10,949 Crores Page 48

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