PropertyGuru SPAC Presentation Deck

FinTech Enabling Frictionless Home Financing 20 Our Approach PropertyGuru Home Listings Addressable Market Consumers Regulatory PropertyGuru Finance Home Loans L$ Perfectly Matched, Under One Roof Key Priority Market Insights ✓ Deliver smart home financing experiences that empower users ✓ Digitally integrate the home financing ecosystem ✓ Leverage customer data to build life-time value services Note: USDSGD FX rate of 1:1.327 (1) Data sourced from Frost & Sullivan (2) (3) ■ 50k annual finance-able transactions (>US$30bn p.a.) for Singapore (¹) ■ US$49m of annual commissions, mainly to bank-employed brokers for Singapore (¹) PropertyGuru Finance ■ Dissatisfied due to low trust in banks and unfamiliarity of agents with mortgage products(2) ■ Mortgage consumers generally have high life-time-value (refinancing, insurance, and others)(3) ■ Supportive of FinTech players to enter and compete with banks & Margin Revenues Our Growth Strategy Make home loans accessible to all property buyers Leverage our property agents Expand into adjacent products Innovation by moving up the value chain ■ I Business model innovation e.g. White-label Agent-referrals to expand the base Customer Base Lifetime value services - Refinance & Insurance Home Loans for PropertyGuru marketplace consumers Data sourced from PropertyGuru's surveys Data sourced from Deloitte's 2018 report on "The Value of Mortgage Broking", where c. 70% of leads come from existing mortgage customers; Survey was conducted in Australia, which has a more established and mature real estate mortgage broking market

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