First Foundation Investor Presentation Deck slide image

First Foundation Investor Presentation Deck

Strong Regional Presence Headquartered in Dallas, TX, First Foundation has 31 branch/office locations in five states: CA, TX, NV, HI, and ■ ■ ■ FL First Foundation's loan portfolio is primarily concentrated within the branch footprint; 72% of total loans in CA, 9% in FL, 4% in TX, 1% in NV, and 14% in other Expansion focused on attractive markets with positive demographic trends and business friendly environments Presence in Some of the Fastest Growing MSAs in the Country SAN FRANCISCO OAKLAND BURLINGAME SAN JOSE SHERMAN OAKS O PASADENA ROSEVILLE SACRAMENTO AUBURN 200 WESTWOOD OTORRANCE OPALOS VERDES ESTATES ROLLING HILS ESTATES LOS ANGELES SEAL BEACH CALIFORNIA HONOLULU NEVADA HAWAI'I 9900 LAS VEGAS 。 IRVINE LAGUNA HILLS SAN DIEGO LUCERNE VALLEY BIG BEAR LAKE RUNNING SPRINGS INDIAN WELLS EL CENTRO FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved DALLAS - HQ IRVING TEXAS PLANO 1) 2) 3) BONITA SPRINGS NAPLES O ICROSSPOINTE DR NAPLES (ANCHOR RODE ORI IMMOKALEE AVE MARIA NAPLES KRAFT NAPLES PINE RIDGE RDJ NAPLES FIFTH AVE MARCO ISLAND O FLORIDA TAMPA Located in Expanding and Affluent Markets Average household income of $84k versus overall U.S. average of $64k(1) ■ Outsized population growth in markets with large market share(1) (2) ■ ■ ■ Exceptional historical and projected population growth in newly-entered markets (1) Dallas-Fort Worth-Arlington, TX (Historical): 6.9% (2) Dallas-Fort Worth-Arlington, TX (Projected): 5.0% (3) Naples-Marco Island, FL (Historical): 4.7% (2) Naples-Marco Island, FL (Projected): 6.8% (3) ■ ■ ■ ■ Riverside-San Bernardino-Ontario, CA: 2.5% Sacramento-Roseville-Folsom, CA: 5.0% Las Vegas-Henderson-Paradise, NV: 5.3% Source: S&P Capital IQ; Claritas LLC; FDIC branch reports from S&P Capital IQ; Company Reports As of June 2023. 5 year historical. 5 year projected based on Company management estimates.
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