XP Inc Results Presentation Deck

Highlights 3Q21 Results Improved Governance Product Highlights ▪ All time high quarterly Gross Revenue and Adjusted Net Income Highest gross margin since the IPO, of 71.8% ▪ Consistent Adj. Net Inflow +R$15bn monthly average ▪ BDRs listed in B3 with ~500k new individual investors and improved liquidity ▪ XP Controle voting power increased to 68% ▪ Record Pension Funds Inflows Strong Credit Card TPV growth of +55% QoQ ■ XP Inc. 7

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