Indonesia's COVID-19 Vaccination and Economic Resilience Strategy
543 210
Jan-19
%
180
160
140
120
100
80
60
threshold LA/ NCD= 50%
40
Apr-19
Jul-19
Oct-19
Jan-20
Apr-20
Jul-20
Oct-20
Jan-21
Apr-21
Manageable Credit Risks with Ample Liquidity
Liquid Assets to Non-Core Deposits and Liquid Assets to Third-Party Funds
(Total Deposits) remained well above the thresholds. *)
The banking industry has ample liquidity, strong capitalization, and manageable credit risk below thresholds. Profitability is also recorded at a steady level.
Jul-21
Oct-21
Jan-22
Apr-22
Jul-22
The banking NPL ratio continued to decline to 2.72% gross and 0.78% net as
of October 2022, well below the threshold.
A
The Capital Adequacy Ratio (CAR) of the banking sector was steadily high with
a value of 25.13% and Tier-1 capital stood at 23.47% as of October 2022.*)
%
CAR
Tier 1
25.13
■NPL Net
■NPL Gross
2.72
20
20
23.47
16
Liquid Assets to Non-Core Deposits
Liquid Assets to Third-Party-Fund/Deposits (rhs)
29.46
25
130.17
threshold LA to TPF (rhs) = 10%
OGEENNUS
%
4
35
30
20
20
15
10
*) provisional figures due to the relaxation on financial institutions'
report to OJK because of Covid-19
Source: Financial Service Authority (OJK)
Jan-19
Oct-22
0.78
10
10
Jan-19
Apr-19
Jul-19
Oct-19
Jan-20
T
Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22 Apr-22 Jul-22 Oct-22
Net Open Position was maintained well below the maximum limit of 20% and
$ stood at 2.01% in October 2022.
2543210
Jan-19
Apr-19
Jul-19
Oct-19
Apr-19
Net Interest Margin
Jan-21
%
Net Interest Margin and Return on Assets of the banking industry remained
stable at 4.7% and 2.47%, respectively, in October 2022.
Jul-19
Oct-19
Jan-20
Apr-20
Jul-20
Oct-20
Jan-21
Apr-21
Jan-20
Apr-20
Jul-20
Oct-20
Jan-21
Apr-21
Jul-21
Oct-21
Jan-22
Apr-22
Jul-22
Oct-22
120
Oct-21
Return on Assets
2.47
Oct-21
Jan-22
Apr-22
Jul-22
Oct-22
2.01
4.7View entire presentation