Quarterly Financial Overview

12 10 8 (Rp Tr) 6 4 2 Commercial Loans Bank Only 8.2 3Q21 7.5 15 4Q21 L 7.0 7.0 bank bjb Commercial Loans % SML % NPL YOY Key Indicators 3Q22 3Q23 (%) (%) 10 Loans Outstanding 9,560 11,384 +19.1% (Rp bn) 9 Net Expansion 8 2,072 1,259 -39.2% YtD (Rp bn) 7 Avg. Loans Outstanding 3,367 4,173 +23.9% (Rp mn/Debtors) 6 No of Debtors 2,839 2,728 -3.9% 5 11.4 10.1 10.4 9.6 Loan Yield (%) 7.8 7.8 4 9.4 8.3 3 YOY Asset Quality 3Q22 3Q23 (%) 2 1 Special Mention 2.0 2.6 +0.6% T 0 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 NPL 5.3 5.6 +0.3% 24

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