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Mortgages: Digital capabilities delivered¹. 9:41 Discover 9:41 < W Sign out < Step 3 of 4 AFFORDABILITY CHECK-IN Great news, all good to submit REFINANCE CALCULATOR Use our calculator to see how much you could save when you switch your home loan from another bank to us. You could afford to borrow Apply online Request a call back My current loan Amount left. $1,528,159 Including LMI of $27,037 For the property 15 Example Road • New, search optimised calculators • Apply online 24/7 • • Property insights • Loan, feature and rate comparison tools • 9:41 Apply Track your application Your summary Step 1: Get conditional approval COMPLETED Step 2: Get full approval IN PROGRESS Sign out < Upload your financial documents Provide documents We'll review your financial documents 9:41 Sign out Accept your offer > What you need to do Customers know what they can afford • • • Pre-filled for existing customers Paperless application via branch / contact centres Upload photos of supporting documents at any point Auto-routing to available lenders for faster response . Understand maximum borrowing potential • • Clarity of repayments and buying costs Auto-verify using comprehensive credit reporting 1 Refers to 1st party origination platform and excludes RAMS, Private Wealth and Business. 42 Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack • • • • 9:41 Customer franchise Use Sign out You've chosen a X year fixed rate of X.XX% p.a. Here you can read and accept your offer (the Loan Contract and any other documents listed directly below). How much would you like to fix? Your current balance is -$700,000.00 Fix entire loan Split loan and fix a portion Documents to review Download all Loan Contract The terms and conditions of the loan. Read document > New loan details Your current contracted monthly repayments are $XXXX.XX See all current loan details Fixed Option Home Loan Loan balance" -$750,000.00 2 years fixed at XXX% p.a. Indicative monthly repayments SXXXX.XX" Track status through to settlement Real-time notifications on key moments Accept loan documents online Settlements done digitally (PEXA) Switch to fixed rate for existing customers Westpac GROUP

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