Investor Presentaiton

Bank of Ireland Profile Oldest Bank in Ireland -established in 1783 Diversified financial services group, with operations principally in Ireland & the UK Largest Irish Listed Bank by Total Assets: €162.3bn @ Mar 2006 History of sustained profit growth and high asset quality Joint Highest Rated Irish Listed Financial Institution¹ Moody's Aa3 (since 1998) S&P A+ (since 1998) Fitch AA- (since 1995) stable outlook positive outlook stable outlook Market Capitalisation of €14.5bn (August 2006) 1 Senior debt ratings shown 5 Bank of Ireland Group

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