Investor Presentation Q4 FY22

Portfolio Insights Occupation Cards- in- Force As on 31st Mar 2022 New Sourcing For Q4 FY22 24% 76% OSBI Card Salaried Category Age profile By City Tier 20% 21% 29% 34% 33% 38% 29% 47% 30% 20% Salaried Self Employed ■Govt/PSU Cat A Cat B Under 30 31-45 >45 Tier 1 Tier 2 Tier 3 Others 1.33 0.83 1.18 16% 0.70 1.19 25% 23% 1.08 33% 40% 17% 84% 27% ■Salaried 0.95 Self Employed 1.02 ■Govt/PSU Cat A Cat B Self employed new sourcing primarily from SBI Sourcing 1.11 13% 45% 1.00 52% 25% 0.91 1.00 Under 30 31-45 >45 Tier 1 Tier 2 Tier 3 Others Indexed 30+ delinquency 10

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