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Investor Presentaiton

23 2022 GUIDANCE As disclosed on February 16, 2022 Core EPS+ Core ROE+ 13.0% to 15.0% Q1 $1.85 to $2.00 Q2 $2.20 to $2.35 Q3 $2.30 to $2.45 Impact of new business (strain)* 0% annual target (quarterly range from -5% to 10%) Q4 $2.35 to $2.50 2022 $8.70 to $9.30 Solvency ratio 110% to 116% + Non-core items* Capital generation* $450M to $525M (EPS) Charges or proceeds related to acquisition or disposition of a business $0.19¹ Effective tax rate 21% to 23% Amortization of intangible assets $0.59 Non-core pension expense Total $0.20 $0.98 Dividend payout ratio+ Note: The market guidance provided above is a forecast. Please refer to the "Forward-looking statements" section in this document for more information. 1 $0.19 = $0.10 IAS acquisition charges + $0.03 Surex acquisition charges + $0.06 increase in book value of Surex minor shareholders' sell option + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures. 25% to 35% (mid-range, based on core earnings) iAm Financial Group
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