Investor Presentaiton

Ratios Main Ratios 2016 2017 2018 2019 Equity / Assets 48.0% 29.1% 37.5% 30.8% ROAE 5.9% 6.3% 7.3%* 9.5%* ROAA 3.4% 2.3% 2.6%* 2.2%* Cost Income 45.5% 48.2% 33%* 29.4%* CAR 53.9% 31.4% 37.9% 32.0% NPL 0% 0% 0.3% 3.2% Cash Loans .net / Total Assets 79.1% 79.5% 62.3% 60.6% (*): excluding investment property. Financial Institutions & Investor Relations 8

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